November 4, 2019 Joseph Hernandez

It’s never a good time to lose your job, but you can make it through to the other side.  Arm yourself with the right mental tools to recover from a bump in the road, and don’t let losing your job ruin your life. There are numerous different situations that could leave you unemployed, and it’s not always something you did wrong.  It’s important that you know how to handle your money in case you ever find yourself unemployed.   Here are a few finance tips for unemployed adults that are aimed towards helping you recover from unfortunate events.   Workers’ Compensation should…

October 21, 2019 Joseph Hernandez

You may already live your life by a monthly or weekly budget.  If you have children, then you understand just how important it is to stay on top of your finances.  Once your children begin to get a little bit bigger, they will likely show interest in sports, music, drama, and other enrichment activities.  If you plan to be supportive of their interests, you’ll have to consider the financial impact as well.   Check out a few costs you should consider for your child’s extracurricular activities, and start making plans today.   Average investment for children’s music lessons If you have a…

October 21, 2019 Joseph Hernandez

While having your own car can be a great blessing in your life, it can also come at a steep price. From having to buy the car and its insurance to paying for maintenance and fuel, operating your own vehicle can big one of the biggest expenses you have on a monthly basis. However, with the right financial plan in place, you can find ways to save money on almost all areas of car ownership. To show you how this can be done, here are three ways to save money on car ownership.  Reduce Your Driving Speed One thing that…

September 30, 2019 Joseph Hernandez

You can’t ever know when you will need to hire a lawyer on the fly, and legal representation isn’t the most inexpensive service to acquire.  When something happens in your life that requires you to have legal protection, you don’t always have time to “save” for representation. For instance, you could be suddenly injured in a car accident.  You’ll need funds fairly quickly to assure your health and wellness.  If you are a victim of sexual assault, you need a lawyer immediately.  It’s helpful to have a few intelligent tricks up your sleeve.  Check out a brief summary, featuring a…

September 26, 2019 Joseph Hernandez

It’s hard earning a paycheck these days. Unemployment is very low, and that means that there are a lot of options that have been taken up in the workplace. If you are one of the people who remain unemployed, one of your top priorities is going to be how to get a job to make some money, and then how to keep that money once you get it.  Finding particular types of situations to embrace and other kinds of jobs to avoid will go a long way toward helping you get to this goal. So what are some of these…

September 16, 2019 Joseph Hernandez

While getting plastic surgery might be something you’re determined to do, most people find that this isn’t an easy financial pill to swallow. Especially if the plastic surgery you’re getting is for purely cosmetic purposes, you might find yourself having a hard time coming up with the funds you need to get this surgery done. Luckily, with some creative thinking and a little financial know-how, you can find ways to get your plastic surgery done without having it destroy your financial future or leave you with large amounts of debt. To help you see how this can be done, here…

September 7, 2019 Joseph Hernandez

Whether a Fortune 500 behemoth or a small, mom-and-pop shop, all companies want to sustain economy. They want to ensure that their policies, products and procedures (regarding the staff they employ, the people they serve and the services they offer) maintain their value when compared against their expense (of time, money, effort and resources). To do this, businesses have to make good decisions. They have to choose actions that benefit not only their bottom lines, but their missions, as well. It’s not always as easy as it sounds. In the rush to make good decisions, many lose sight of extraneous…

August 26, 2019 Joseph Hernandez

Running a successful online store can be incredibly lucrative, not to mention fun. However, if you don’t play your cards right, it’s easy for things to go wrong very quickly. In order to survive the test of time and make a profit on your investment, make sure that you avoid the following common mistakes. Overpriced Shipping Statistics show that regardless of how affordable your product is, customers are less likely to buy it if it has a high shipping price. With so many online stores that offer fast and free shipping, it’s essential that you stay on par with your…

August 25, 2019 Joseph Hernandez

Since 2000, the average price for a gallon of gas has jumped nearly 70% — and in some parts of the U.S., the spike is even higher. That’s the bad news. The good news, is that there are surprisingly easy ways to make your car more fuel efficient and save anywhere from hundreds to thousands of dollars a year. Here are 7 hacks to help you spend less time at the pump, and keep more money in your wallet: Lighten the Load If you’re like many drivers, you lug around all kinds of stuff in your back seat or trunk…

August 16, 2019 Joseph Hernandez

Change is part of life. There are those who have the job of their dreams; there are those who dream of a different job opportunity and there are even those who, although they used to love the work they had, now look for something different. Do you identify? Do not worry. Reinventing oneself is part of the nature of people. Keep in mind that it is never too late to start a new work path. But how to realize where to go and what do you want? Take note Take out a notebook and make a list of your skills…