December 2, 2020 Joseph Hernandez

Debt can strike at any moment. Due to how many different types of debt there are, it’s actually very easy and sometimes unavoidable to get caught up in problematic debt. The issue with it is that too much debt can be debilitating, and turn into a real strain on your finances once you start repaying it. Ranging from student loan debt to mortgage repayments and even credit card debt, there are just so many opportunities to experience these issues. For people who may be struggling with debt and don’t quite know what to do to improve their situation, here’s a…

November 27, 2020 Joseph Hernandez

It would be fair to say, 2020 has been a year like no other. From the global tumult caused by Coronavirus to the election debacle of Donald Trump refusing to concede losing to Joe Biden, there has perhaps never been more doubt and insecurity in the world than there is today. With the long-term economic effects of the COVID pandemic only just starting to become clear, markets around the world remain extremely nervous for the future, making opportunities for safe investments thin on the ground. However, while there is undoubtedly more volatility than normal in the world right now (and…

October 13, 2020 Joseph Hernandez

Life can change very quickly, and sometimes things happen that cause you to lose control over your finances. This can be a very daunting situation, but you must stay calm and take action to regain control. The longer you leave your finances to spiral, the more difficult it is to regain control over them, so it’s essential you don’t try to push this problem down the line. Instead, take the positive action that can help you quickly get on top of your problems and lead you back to financial security. Here are eight tips to help you take control of…

October 9, 2020 Joseph Hernandez

As you look to move, you may be contemplating whether buying or renting your home is the better option. For a variety of reasons and contributing factors, this decision is not one that is easily made. Evaluating where you are in your life and what your current needs are is important to making the right decision. Though there are pros and cons that come with either purchasing a new house or renting a home. This makes the question of whether you should buy or rent your home one that lacks a clear-cut answer. To help make this decision, we’ve put…

October 3, 2020 Joseph Hernandez

As homebuyers from colder climates like Chicago and New York are increasingly freed to work from anywhere, many of them are relocating to the warm, sunny beaches of Florida. Northern transplants are keeping the state’s real estate agents busier than ever with their flight from densely populated city centers. Here’s what you need to know about the Florida real estate market today. Luxury Homes Are In-Demand Given Florida’s association with resort-style living, it’s no surprise that luxury homes—condos and single-family units alike—are hot properties in the 2020 market. Exclusive neighborhoods like Pelican Bay, largely developed by Florida real estate luminary Aubrey…

September 21, 2020 Joseph Hernandez

Stockbrokers can be extremely beneficial, especially to someone new to trading. Once you’re familiar with the market, you can easily trade without a broker and the costs associated with them. Keep reading to learn more about how you can earn more money through trading, how to make trades without a broker, and some of the fees associated with broker-free investing. How Can I Earn the Most Money Through the Stock Market?  Any seasoned trader knows that you can earn a high profit if you invest wisely, and an important part of that is cutting down on expenses any way you can. A…

September 5, 2020 Joseph Hernandez

With condos selling at a median sales price of about $250,000across the U.S. this year, states like Massachusetts have the prices edge up 0.3%. When it comes to settling in a plush condominium complex, there is more to just purchasing a unit; getting insurance for your dream condo is equally essential. Can an insurance policy cover your condo’s exterior, portions of the interior, and offer liability coverage for accidents in the common area? All you need is a condo master insurance policy that can take care of both property and liability coverage in your condo complex. Here are five top…

September 4, 2020 Joseph Hernandez

You are looking to raise funding for your company, but suddenly you find yourself torn between two types of business loan: secured and unsecured. Many business owners do not know the difference between these two types of loan, and there are significant differences between them. Put simply, a secured loan is the more viable option for those businesses looking to borrow a large sum of money. However, compared to an unsecured business loan, a secured loan is a riskier form of funding for borrowers since it requires a business to offer something as security against the debt, for example, company…

July 1, 2020 Joseph Hernandez

Whether you’re new to trading or you’re looking for a new challenge, penny stocks can be worthwhile investment opportunities. Oil penny stocks can give you high returns, but they come with their share of challenges. Before getting started trading oil penny stocks, read up on what they are, the returns they provide, and some of the stocks to watch. What Are Oil Penny Stocks? Image via Flickr by joncutrer As you might suspect, oil penny stocks are the stocks of small gas and oil industry companies. Though their name implies differently, penny stocks don’t have to cost an actual penny….

May 24, 2020 Joseph Hernandez

There are seemingly countless ways life can present the need for extra cash. People find themselves in this situation after a car breaks down, a loved one gets sick, or any number of other common emergencies. While this is a dilemma anyone would prefer to avoid, there are a few steps that can help. Consider each of the options below to determine which is best under the circumstances. Think About Getting a Loan Repaying a loan might not be anyone’s idea of a great time, but it can be the best option for many people in financial straits. Look for…