Being in a car accident is never something anyone wants to experience. If the accident was minor, you likely won’t have many repairs to make before you’re able to get back on the road. But if you were in a major car accident to the extent that your car has now become totaled, you’ll likely be getting a new car to drive now.
To help you in choosing the right car to get at this point, here are three tips for getting a new car after a car accident.
Figure Out The Finances
One of the first things you’ll want to figure out before you start shopping for a new or used car after being in a car accident is how the financial part of this exchange is going to work.
According to MotorVerso, your car insurance company will need to determine how much your previous car was worth so that they can give you the appropriate amount to put toward getting a new car. Additionally, if you’re wanting to get a new car that’s more expensive than your previous car was worth, you’ll have to either pay the difference yourself or get a car loan to help you secure the vehicle you’re wanting. This can all take some time and can have a big impact on your life, so ensure that you go through this process correctly.
Use Your Rental Car To Help You Know What You Want
In between your car being in the accident and you getting the new car that you’ll be driving permanently, you’ll likely have a rental car to help you get around.
While driving in a rental can be inconvenient, Phillip Reed, a contributor to Edmunds.com, shares that if you’ve chosen to have your insurance cover the cost for your rental car, you might as well use this as an opportunity to test drive the kind of car you might want. If you’re able to, try to get a rental car that is similar to the type of car you think you may want next. Driving it for a few weeks until you get your new car could help you in determining exactly the kind of car you really want or need.
Choose A Car That Makes You Feel Safe
After being in a car accident, it’s common for people to feel a little nervous getting back on the road. So while Geico advises that you don’t avoid the site of your accident and that you attend defensive driving courses if you need, you should also look into getting a new car that’s going to make you feel safe. This might mean getting a car that’s a little bigger, has added safety features, or has better safety ratings.
If you’ve been in a car accident and now need to get a new car, consider using the tips mentioned above to help you go through the process of getting the right one.