With the turning of the calendar year a modest but significant revolution in health care has taken place with no help from government health agencies, professional politicians, or media blabbermouths. Its happened as a substantial variety of companies switch to leaner and meaner health savings accounts from conventional complete health plans. What Is more significant is that while presidential nominees were proposing complicated and far reaching health care reform many physicians, insurance agents,HR departments and insurance companies had already found and began executing what could well be the alternative to Americas health care affordability woes. Those people and organizations have…