February 22, 2018 Joseph Hernandez

There comes a time once in a while where you take a look at your habits and start to ask yourself how healthy you’ve been.  You may notice that you’ve seen some changes happening in your body, or may not feel as confident as usual. Perhaps you have friends who are going on about things like meal-prepping or counting calories and you start to scratch your head over what those things even mean.  If you’ve been wondering if you may be someone who should start thinking about dieting, then take a look at some of the telltale signs that it…

February 22, 2018 Joseph Hernandez

The car dealership market has been remarkably stable over the past few decades, but industry experts warn that despite recent banner years like 2015 and 2016, which saw Americans buy new cars at a rate unprecedented in the 21st century, factors driving growth may not be particularly sustainable. Dealerships could be in for a bumpy decade. Live chat software is one of the most important new tools helping dealerships respond to the challenges involved in providing superior customer service at a time when, even in the automotive industry, sales are increasingly taking place online. If you want your business to…

February 22, 2018 Joseph Hernandez

Hiring freelance workers is a great way for small businesses to leverage the expertise of a large pool of people. You can’t afford to keep a full-time writer, web developer, and graphic designer on staff, but you can enjoy the skilled services of these professionals just the same when you hire independent contractors who work on a freelance basis. Handling payments can be a tricky business in the freelance world. Use these tips to make sure you’re managing your freelancers properly. Compare Several Quotes Image via Flickr by cybrgrl Take the time to compare quotes from more than one freelance…

February 17, 2018 Joseph Hernandez

Whether you want it to be or not, chances are fairly likely that the cost of your cell phone and your cell service is one of your big-budget items. So, if you’re trying to trim the fat around your budgeting, make sure that you start with your cell phone and cell phone related expenditures. A few of the wise decisions that you can make would be to buy a refurbished phone, always look carefully at your cell phone contracts, buy family plans when possible, and switch providers if it makes sense. Following those general pieces of advice can significantly reduce…

February 11, 2018 Joseph Hernandez

Of all the ways to save money, one of the most interesting is to emulate professionals. In other words, when you find people that are the best at what they do in any industry, they’re going to have ways to be the most efficient at their jobs. And that efficiency will directly translate into cost savings. That’s where you have to pick up your cues. A few ways that you can find these emulation situations would be to look at display homes, watch cooking shows, see how fashion designers dress when they are in the world at large, and watch…

February 2, 2018 Joseph Hernandez

One of the easiest ways to be smarter about protecting your money is to make sure that your digital data is always under wraps. For people who have grown up knowing that security is a priority, this is usually not too much of an attitude transition. But for newcomers into the virtual world especially, making sure that you use the latest possible security features can be a little daunting. Protecting your finances means using email encryption, VPN services, password vaults, and regular checks to your credit history. All of those things are very easy to set up once you know…

February 1, 2018 Joseph Hernandez

Personal improvement and financial improvement are often synonymous. Though they don’t necessarily lead to each other, and they aren’t necessarily connected, you can certainly find a way to merge many similar ideas together. If you figure out how to manage your details, your money, and your benefits together, you’ll find that they can work in conjunction better than they work separately. Strictly regarding management, consider categories as varied as property management, investment management, project management, and even anger management. Mixing these ideas through the perspective of details, money, and benefits, you should be able to see several overarching patterns coalesce….

January 31, 2018 Joseph Hernandez

As gas prices go up, along with them goes how much we spend each month on getting our cars to get us from place to place.  Depending on how much driving you’re doing you may find that you’re spending as much as over $500 a month on gas alone.  This doesn’t even include parking or other services like car washes. This amount can start to quickly weigh your budget down and start to make you feel like you’re quite literally just burning your money. If you are ready to stop spending so much on gas and want to find some…

January 30, 2018 Joseph Hernandez

Wisdom doesn’t come easy to some people, especially concerning the use of money. That’s why whenever possible, research the ins and outs of the financial world. And specifically, you need to know how loans and interest rates work. You need to know how home loans are set up. You need to know the benefits and detriments of college loans. It is particularly important that you understand how credit card interest rates work. And, perhaps for some more specialized knowledge later in life, it’s not a bad idea to understand how stock markets work with the movement of finances as well….

January 28, 2018 Joseph Hernandez

When you are looking to be the best day trader you can be, you have to start by finding the right interactive brokers to help you in your quest. The quality of a craftsman’s work depends highly in the quality of his tools. The skill and knowledge parts are very important, but if you want to be profitable, you need to find the best interactive brokers out there to let you make your mark. Interactive brokers are online brokerage accounts from around the web that can help you identify and trade the best stocks out there for day trading. Finding…