July 29, 2019 Joseph Hernandez

Taking on the role of a parent means that you have to look at your own behavior, be honest with yourself and consider whether it is the best thing for your children. The act of driving is not exempt from this. There are many reasons why you should drive responsibly when raising a family. Here are some of the most important ones: Being a Positive Role Model When you raise a family, it is important to be a positive role model for your children. Every time you think of doing something, think of the example that you are setting for…

July 19, 2019 Joseph Hernandez

Hotels have been using dynamic pricing for, well, forever. That’s why you can check-in right next to someone else who has either paid twice or half as much as you — and sometimes, the gap is even bigger. So, how do you make sure that you’re taking advantage of dynamic pricing vs. being taken advantage by it? It’s simple. Just follow these 7 hacks to dramatically lower your hotel bill: Contact the hotel directly. Hotels pay a fee to booking sites like Expedia, Travelocity, and so on. Contact a desired hotel directly and ask if they’ll beat the online price….

July 17, 2019 Joseph Hernandez

Living a minimalistic existence can reduce stress and provide a more organized living space for many.  You don’t pay out as much when you don’t need much, either. Decluttering is a positive financial decision.   Oftentimes people find themselves feeling overwhelmed or anxious at the thought of a thorough declutter, but the effort will make a great difference in your quality of life.  Here are a few ways to begin decluttering your life by minimizing the clutter around your home.  Allow yourself a reasonable amount of time If you’re tackling a particularly cluttered home, it’s important that you don’t try to…

July 8, 2019 Joseph Hernandez

If you’re one of the many millions of Americans in debt over your head, you’re not alone.  More than a third of Americans find themselves with unmanageable bills. This can leave you feeling like you don’t know where to begin in order to fix it.  The good news is, it’s possible to get out from under debt if you know the right strategies. Here are some of the most effective and expert-approved tactics to pay off your debt.  Lower Your Bills In order to be able to pay your debt as quickly as possible, you’ll need to pay off as…

July 4, 2019 Joseph Hernandez

Everybody tries to spend money wisely is much as possible. Unfortunately, lots of people have lots of bad habits when it comes to their finances. If you don’t learn good money habits early in life, you tend not to pick them up later unless some circumstance suggests that there are a better way to do things. Well, if you’re looking for a few perfect tips to spend money more intelligently, you can get some thrown at you right now. Do three things, and you’ll immediately see benefits in your economic circumstances. Whenever possible, rent to own different items or services….

June 16, 2019 Joseph Hernandez

Financially speaking, accidents can have awful and long-ranging consequences. In many cases, it doesn’t even really matter who was at fault. An action occurred, a result occurred, and economic damage is the result. Depending on all of the details in the context, you may or may not be liable for some of these damages, and you may or may not be eligible for compensation depending on who the responsible party is. No matter what though, you want to avoid the negative possibilities so that your standard of living does not change because of an accident. There are lots of different…

May 28, 2019 Joseph Hernandez

From A like Amazon to Z like Zara: Many dealers participate in Black Friday 2019 with the biggest discount promotions of the year. We introduce you to 10 professional tricks with which you can optimally use the mega-sale for yourself. Here are the top 10 things to do if you don’t want to miss out on the world-famous shopping spree Subscribe to the store’s newsletter Many stores reveal before the start of the Black Friday 2019, if and what offers will be. That’s why it’s best to subscribe to the Black Friday newsletters of your favorite stores or check them…

May 27, 2019 Joseph Hernandez

A considerable amount of money moves across borders each year. For instance, migrants sent more thanU.S. $570 billion to their home countries in 2016 alone. While this field was dominated by banks until the turn of the last century, the arrival of several FinTech players worked well for the average individual. Now, it appears that blockchain is also gaining traction in this realm. Drawbacks With Traditional Overseas Money Transfers As things stand, the final mile transfer through a domestic payment network can take significant time. As a result, an international money transfer usually takes around three to five working days…

May 17, 2019 Joseph Hernandez

You may not be fully in tuned with the true expanse of the definition of intellectual property.  The influx of technology into the world’s daily routine has created a new platform for innovation.   As a result of this shift, business has had to find new ways to facilitate the protection of unique creations in an array of areas.  Music, video, literary works, graphical designs, and even architectural designs are all considered intellectual property. Delve into the term a bit more, and check out a quick description of four types of intellectual property protection that will safeguard your ingenuity.  Make…

May 15, 2019 Joseph Hernandez

Have you recently bought a car which has outstanding finance on it? If you have, you need to take action fast. If you don’t and you continue to use it with outstanding finance on it, you could end up losing the car and the entire car payment. This will obviously leave you in a very bad position financially, which is why it is best to act as soon as possible. If you aren’t 100% sure, you can check if your car has outstanding finance by running what is called a ‘HPI check’ online. If the result comes back that your…