May 17, 2019 Joseph Hernandez

You may not be fully in tuned with the true expanse of the definition of intellectual property.  The influx of technology into the world’s daily routine has created a new platform for innovation.   As a result of this shift, business has had to find new ways to facilitate the protection of unique creations in an array of areas.  Music, video, literary works, graphical designs, and even architectural designs are all considered intellectual property. Delve into the term a bit more, and check out a quick description of four types of intellectual property protection that will safeguard your ingenuity.  Make…

May 15, 2019 Joseph Hernandez

Have you recently bought a car which has outstanding finance on it? If you have, you need to take action fast. If you don’t and you continue to use it with outstanding finance on it, you could end up losing the car and the entire car payment. This will obviously leave you in a very bad position financially, which is why it is best to act as soon as possible. If you aren’t 100% sure, you can check if your car has outstanding finance by running what is called a ‘HPI check’ online. If the result comes back that your…

May 11, 2019 Joseph Hernandez

Health insurance coverage has been a hot-button topic for years. Because so many people rely on having quality health insurance to help subsidize their costs for keeping themselves healthy and functioning, it’s important that everyone is able to know how to find a health insurance plan that will work for them and their family, regardless of how you feel about mandated coverage. So to help ensure that you’re able to sort through the plans that are available to you and find the one that will best meet your needs at a price you’re comfortable with, here are three tips to…

April 29, 2019 Joseph Hernandez

It’s a well-known fact that the average person doesn’t have the ability to spend their money the way celebs tend to spend their money, but it sure is nice to dream.  Spending money is a common coping mechanism for those who live their lives in the spotlight, but we don’t all have that opportunity. Take a moment of your regular life to check in to the lavish.  When money is never in short supply, your spending priorities are vastly different.  Here is a brief look at some of the most extravagant ways in which today’s celebrities spend their money. Celebs…

April 27, 2019 Joseph Hernandez

Making the decision to move to a bigger house is exciting.  Investing in real estate so that you can expand your family, or live more comfortably is a natural evolution for many people. However, along with the increased space and freedom also comes a considerable amount of responsibility. A lot of people don’t anticipate everything that comes along with a bigger home and it results in more problems for themselves than they ever expected. It’s important that you understand everything that will come your way once you move into a bigger home.  That way you’ll be better prepared to take…

April 16, 2019 Joseph Hernandez

No matter who you are or what you do for work, you’ll have to file your taxes each year. Because of this, it’s a good idea to prepare for tax season all throughout the year, not just in the few weeks or months leading up to April 15th. So whether you have simple taxes that can easily be done on your own or complicated tax issues for either yourself or your business, here are three ways you can prepare for next year’s tax season starting now. If You’ll Likely Have To Pay, Start Saving Now When the times comes for…

April 15, 2019 Joseph Hernandez

If you’re wanting to buy a home for the first time, it can be very intimidating to come up with a down payment. Modern financial experts say that you shouldn’t put any less than 20 percent of the total cost toward your home loan as a down payment. But when you’re looking at the prices of homes, 20 percent can be a lot of money. For the average person, this amount of money won’t just accumulate on its own: you’ve got to put in the effort to save. So to help you accomplish this, here are three budgeting tips to…

April 5, 2019 Joseph Hernandez

Lots of people are very proud of the way they have planned their finances out, especially as it relates to long-term behavior. Unfortunately, there are specific types of events that can derail even the best budgeters. So, though it’s important to be smart about your financial planning, you should always prepare for the worst, even as you hope for the best economic situations possible. Consider three particular unfortunate events that often get in the way of even the best financial planning. If you get in a car accident on the road, that mess with all sorts of different aspects of…

March 30, 2019 Joseph Hernandez

If you live in the country, you need an ATV to navigate the adventures your surrounding environment provides.  There’s far too much fun to be had in far too many different horizons to not have your very own all-terrain vehicle. The cost of owning your own ATV may not be a total you have just lying around the house, but there are plenty of different ways to draw a little extra money.  Find extra funds, and save for your next badass outdoor conquering machine. Here are a few finance tips to help you along your way. Find a provider that…

March 18, 2019 Joseph Hernandez

If you’re a dreamer, your dream career probably isn’t a run of the mill professional position.  Those who wish to be singers, performers, writers, artists, and other liberal forms of art as a profession often have to work hard to pave their own path to success.   Models have to pay for their own headshots to put forth a convincing portfolio for potential clients.  Makeup artists supplies are essential, and the money doesn’t come easily.  If you find yourself laying the cobblestone of your life’s dream job, take a hint from these simple personal finance tips. Save like it’s going…