November 20, 2017 Joseph Hernandez

Thinking about money can give you a headache faster than a lot of other topics. In the highly-connected financial world that we live in, trying to get your mind straight about what you should do and when, concerning your bank accounts and investments, can make you feel like you’re crazy. There are ways to utilize long-term and short-term perspectives though, to make sure you are at least pointed in the right budgetary direction. Think about the lighting you use in your home, the stock market over time, and the value of your vehicle as it ages as examples. Beyond that,…

November 7, 2017 Joseph Hernandez

There are a few jobs on this planet that can offer the satisfaction of great income and the ability to provide one of the three main needs in life. If you are interested in such and willing to put forth the time and effort it takes to take this job to its peak performance, this may be the avenue for you. With that said, it has the potential to be a costly money pit if you’re not careful. There isn’t any of us that enjoy the thought of burning hard earned cash. So, here are a few ways you can…

October 13, 2017 Joseph Hernandez

Before you apply for a mortgage, get your finances in order so that you can make the best possible application. This will allow you to secure the best possible deal on a mortgage, and could even make the difference between being granted a mortgage deal or denied. One of the most important parts of a mortgage application is your credit history. If you can improve your credit score before applying for a mortgage you are more likely to benefit from good mortgage deals. Check Your Own Credit Reports Your credit history needs to be as solid as possible in order…

September 22, 2017 Joseph Hernandez

When it comes to business finances, and being a success in business, it often boils down to the ins and the outs. Ultimately, you want to make sure that you are bringing in more money than is going out of your business, but you also need to take care of the timing and any terms or conditions that you have with respect to your business. The backbone of a successful business is how it deals with its finances, and there is a common phrase that says “cash is king” when it comes to business. We may operate in a society…

August 23, 2017 Mohiuddin Alamgir Tito

If you want to build wealth, educating yourself is the key thing. You have to make sure that you listen to experts like Bob Stefanowski, who can teach you about negotiating, sales, analysis, trend identification, the flow of money, and so on. Indeed, the best entrepreneurs in the world have made their fortunes this way. We can’t all become Warren Buffett, but there is plenty of information out there to let us move in that direction, so long as you have enough patience and time. So what are some of the ways in which you could accumulate wealth through investments?…

August 21, 2017 Joseph Hernandez

The complex challenges of today’s Non-profit environment demands that leaders must possess a range of leadership skills that grow and broaden depending on the needs of the organization. With the advent of the Internet and all that it has changed regarding how charities operate and how they interact with donors and recipients, there is a new approach to managing a charitable organization; one that ties good governance with multi-tasking and high-speed decision making. This combination of qualities can go a long way toward providing an edge for increasing efficiency and effectiveness and helping to put an organization on a winning…

July 21, 2017 Joseph Hernandez

The first half of 2017 hasn’t been the best six months, leading many to worry about the direction of the world. From the political earthquakes of Brexit and Trump, to the usual assortment of conflicts, killings, terror attacks, and climate change news, you could be excused for thinking civilization is about to unravel. As warranted as this pessimism may appear to be, it’s important to take a step back and remember that the mass media pushes and sensationalizes negative stories to keep you tuning in. John Bradberry Charlotte NC doesn’t buy into most of it, as he is an optimist…

July 20, 2017 Joseph Hernandez

In my teens (and a lot of my twenties) I’ve lived from paycheck to paycheck, spending my money on going out and having fun. And there’s certainly nothing wrong with that. However, just about every perception I had about myself and how I existed began to shift when I fell pregnant with Amelia.  Suddenly I was going to be the reference point for how to exist is the world properly. Amelia walked early, began talking early and started asking questions I wasn’t ready for way sooner than I expected. One of the popular recurring questions revolves around why exactly we…

July 18, 2017 Joseph Hernandez

Over the last generation, workers in developed nations have had their living standards eroded significantly. As industries began to move offshore in search of cheaper labor, they left their former employees to grapple with a stark choice: accept slave wages or go deep into debt to get an education that wouldn’t necessarily guarantee they would get a job after years of school. Whichever option they chose, the end result was the same: higher crime, increased rates of addiction, and a pervading sense of hopelessness. In recent years, this slow-motion crisis has finally had consequences for the elite in our society,…

June 25, 2017 Joseph Hernandez

You are proud of what your company has accomplished so far. In order to keep moving in the right direction, you need some financing. Many business owners turn to loans or other forms of funding when they have a specific goal in mind. Here are some examples of situations that call for seeking help from a lender. Cash for the Slow Season While many businesses generate a steady flow of cash each month, other companies see some degree of fluctuation from one season to the next. Perhaps summer is a slow season while spring, autumn, and winter are when most…