March 20, 2019 Joseph Hernandez

Camping season will soon descend upon us. For the avid camper, there is nothing like loading up the RV or pitching a tent and getting closer to nature. But even this so-called cheap vacation costs you big bucks if you don’t know how to plan for your next camping trip. Getting into national parks costs about $30, pre-chopped firewood runs you about $15, and gas… Gas usually costs an arm and a leg. But there is a cheaper way to enjoy your time under the stars. Here are three very useful ways that you can save on the expense of…

March 18, 2019 Joseph Hernandez

If you’re a dreamer, your dream career probably isn’t a run of the mill professional position.  Those who wish to be singers, performers, writers, artists, and other liberal forms of art as a profession often have to work hard to pave their own path to success.   Models have to pay for their own headshots to put forth a convincing portfolio for potential clients.  Makeup artists supplies are essential, and the money doesn’t come easily.  If you find yourself laying the cobblestone of your life’s dream job, take a hint from these simple personal finance tips. Save like it’s going…

March 9, 2019 Joseph Hernandez

More and more people are deciding to dive into plastic surgery.  Improving your appearance can not only improve your own self-esteem but depending on your line of work, it may even advance your career. If you don’t have a spare few thousand to tens of thousands lying around, then you may find yourself wondering how you’ll pay for it.  Since plastic surgery is known as an elective procedure, most of the costs will come out of pocket. Not only will the operation itself cost money, but you’ll also likely need to take time off work.  It’s important to anticipate what…

January 28, 2019 Joseph Hernandez

Even if you love your job, making more money always seems to make the work you’re doing much more enjoyable. However, many employees find it hard to know if and when they should come to their boss asking for a raise. But before you can have this potentially hard conversation, you’re going to want to ensure that you’re coming into it knowing what you’re actually worth the amount of money that you’re going to be asking your boss for. So to help you build your confidence in this area, here are three ways you can start to make yourself worthy…

January 19, 2019 Joseph Hernandez

If you have a desk job, you likely have found yourself getting uncomfortable at your seat as the day wears on. While the best thing you can do when this happens is get away from your desk and get your body moving, this isn’t a possibility for many workers who have tasks, projects, and assignment they have to get done during the day. Luckily, there is another way you can continue your desk job without allowing your body to suffer for it. This way is ergonomics. To show you just how much you can benefit from this, here are three…

January 8, 2019 Joseph Hernandez

When it comes to tax and financial education, many people fall short of their personal desires. And those who think they do know what they’re talking about are often wrong. That’s why it’s important to go back every once in a while and ensure that you have accurate data, especially if you’re moving into a different tax bracket yourself, or perhaps are considering starting a business. To educate yourself about tax and financial laws, there are lots of different resources. You can potentially contact a tax lawyer, particularly if you’re starting a business. Lots of people have questions about healthcare…

December 17, 2018 Joseph Hernandez

Seeking out new business ideas to try to help you make more money? Having trouble finding anything that feels truly inspirational? Maybe it’s time to step back and think about general categories rather than specific things. From these broad categories, perhaps something will kick start your creative mind. So where business and money can intersects within this conceptual framework? Think about how you could make money from technology. Consider how real estate might be a way to go for extra cash. Go over all of the ways passive income could achieve some sense of financial success for you. And then,…

December 10, 2018 Joseph Hernandez

The best way to protect your business is to invest in the right insurance policies.  There is no one policy that will cover all your proverbial bases, so it’s important to educate yourself on the available options. Stay on top of your game, and make sure your business has every type of protection it needs to secure longevity.  Here is a quick look into a few of the most useful types of insurance to safeguard your operation. Professional Liability Professional liability insurance is purposed to financially cover the costs associated with any business negligence claims due to unprofessionalism or mistakes…

November 26, 2018 Joseph Hernandez

It can be a very helpless experience when your spouse is battling with depression. It can make you feel overwhelmed, frustrated, and confused. You might get rejected or ignored if you try to help your partner and you might even feel at times, that you are in some way responsible for your partner’s depression. You’ll experience your partner’s mood as discouraged, hopeless, or sad, but it can also include anger. You might also notice that your spouse isn’t interested in finding joy any longer and they tend to withdraw socially. Remember that you are not alone and that there are…

November 5, 2018 Joseph Hernandez

You are looking to open a new store and are trying to decide whether to launch an online or a brick-and-mortar storefront. E-commerce trends are saying online sales will grow by 10 percent from 2017 to 2018 alone, but a 2017 study stated that most shoppers still prefer to visit a physical storefront. There are several points you will need to consider when making your decision. What Are You Selling? This is the No. 1 question you need to address. People are more likely to visit a brick-and-mortar store if they are purchasing a vehicle, washing machine, diamonds, etc. However,…